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Avoiding Family Conflict: How Estate Planning Brings Peace When It Matters Most

home & family money & budget Jun 22, 2025
Living Trust and Estate Planning

The One Legal Move That Could Prevent Family Conflict Later

You’ve seen it happen—maybe in your own family, maybe on someone else’s timeline.

A parent passes away.
Emotions are raw. Grief is fresh.
And then… the disagreements begin.

Who’s in charge?
Who gets what?
What did Mom actually want?

What should have been a time of connection becomes a time of confusion—or worse, contention.

But here’s the thing that no one tells you until it’s too late:

Most of this heartache could’ve been prevented with a simple plan.

 

When Grief Collides with Chaos

In my recent conversation with Dr. Kelly Jackson King—a physician and estate planning advocate—we talked about the “other side” of not having a plan. The emotional side. The relational side.

She shared something powerful:

“When my parents passed, they had estate planning in place. And because of that, there was no confusion. No fighting. No finger-pointing. We could just grieve—and stay connected as a family.”

Compare that to what happens in far too many families:
The plan is left unspoken. Nothing’s written down.
And suddenly, the person grieving is also the one guessing.

Not only does this leave room for disputes, but it places an unbearable burden on the loved ones left behind—especially if they’re trying to guess what you would have wanted.

 

The Hard Truth About “Someday”

If you’re like most moms, you know estate planning is important.
But it always gets pushed to “later.”

When life is full of school pickups and dance recitals and laundry and deadlines, creating a will feels like a task for someday.
But here’s the reality:

🛑 “Someday” never shows up on the calendar.
And the cost of waiting can be huge—emotionally and financially.

According to a 2023 Caring.com survey, only 32% of adults in the U.S. have a will—and among parents of minor children, the number is even lower.
(source)

That means millions of families are leaving decisions up to the courts—about their assets, yes, but also about their children.

 

What Happens If You Don’t Have a Plan

When no legal documents are in place, here’s what often happens:

1. The courts choose who raises your kids

If both parents pass or are incapacitated, a judge decides who takes custody of your children. That person may have good intentions—but may not share your values, beliefs, or parenting style.

2. Assets are frozen and go through probate

Even if you think your spouse or family will “just figure it out,” the law requires assets to go through probate if there’s no will or trust in place. This can take months—or even years—and cost thousands in legal fees.

3. Families start to fracture

Without clear direction, it’s easy for siblings, spouses, or extended relatives to fall into disagreement.
Even tight-knit families can become divided over misunderstandings or perceived unfairness.

 

Peace of Mind Starts with a Simple Step

Dr. Kelly said it best:

“Putting together our estate plan gave me peace I didn’t expect. As a mom, I finally felt like I wasn’t just caring for my kids today—I was caring for their future, too.”

That kind of peace? You deserve it.

And what’s more—it’s not as complicated or expensive as most people assume.

 

What to Put in Place to Avoid Conflict Later

Even a few basic documents can drastically reduce the chance of conflict after a crisis. Here’s what Dr. Kelly recommends every mom put in place:

1. A Will

Your will outlines:

  • Who will care for your minor children (legal guardianship)
  • Who will receive your belongings, money, and property
  • Who will be responsible for carrying out your wishes (your executor)

Without this? The court decides.

2. A Trust (Optional, but powerful)

A trust allows your family to skip probate and ensures your assets are distributed exactly how—and when—you want. It adds more privacy, more protection, and more flexibility than a will alone.

Start with a will if that’s all you can do now—but keep a trust on your radar. Especially if you own a home, have a blended family, or want to avoid your family’s finances becoming public record.

3. A Healthcare Directive + Power of Attorney

This includes:

  • A Living Will – Your medical preferences if you’re ever on life support
  • A Healthcare Power of Attorney – The person who makes decisions if you can’t

These prevent painful family disputes in emergency situations and help your loved ones feel confident they’re honoring your wishes.

4. A Financial Power of Attorney

If you're unable to pay bills, manage accounts, or make money decisions (temporarily or permanently), this assigns someone to take care of things on your behalf.

Love Looks Like Leadership

When we think of “protecting our family,” most of us picture car seats, bike helmets, or maybe a college fund.

But protecting your family legally—through a will, trust, and clear directives—is one of the most loving things you can do.

Because when you're no longer there to speak up… your documents will speak for you.

Your kids won't be stuck in limbo.
Your assets won’t be tied up in red tape.
Your family won’t have to wonder what you would’ve wanted.

“It’s not about who loves you the most,” Dr. Kelly said.
“It’s about who shares your values—and putting those values into writing.”

 

You Don’t Have to Figure This Out Alone

Estate planning can feel overwhelming—especially when you’re already carrying the invisible weight of motherhood. That’s why I created the Docs In A Row™ system—to give moms like you a clear path forward.

You’ll learn:

  • Exactly what documents you need
  • How to organize and store them securely
  • And how to save hundreds or even thousands of dollars getting your legal plan in place

Because you don’t need another to-do list.
You need a system that protects your peace—and your people.

 

`For empowering insights and practical stories just like this, tune in to The Secrets of a Mom CEO. A space for real talk, practical systems, and empowering stories for moms who lead. 

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